This Privacy Policy outlines how BrightPath Funding (“we”, “us”, or “our”) collects, uses, maintains, and discloses information collected from users (“you” or “your”) of the BrightPath Funding website (the “Site”). This Privacy Policy applies to the Site and all products and services offered by BrightPath Funding.
1. Information We Collect
We may collect personal identification information from you in various ways, including but not limited to, when you visit our Site, fill out a form, apply for a loan, subscribe to our newsletter, respond to a survey, or interact with our website features. The types of personal information we may collect include, but are not limited to:
- Name
- Contact information (email address, phone number, mailing address)
- Social Security number
- Date of birth
- Employment information
- Financial information (income, assets, debts)
- Credit history
- Other information relevant to your loan application
We may also collect non-personal identification information about you whenever you interact with our Site. This may include the browser name, type of computer or device, Internet service provider, and other similar information.
2. How We Use Collected Information
We collect and use your personal information for the following purposes:
- To process and evaluate your loan application
- To provide personalized loan offers and services
- To improve customer service and respond to your inquiries and requests
- To send periodic emails, newsletters, or promotional materials
- To conduct market research, surveys, or other activities to improve our products and services
- To comply with legal and regulatory requirements
3. How We Protect Your Information
We adopt appropriate data collection, storage, processing practices, and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site.
4. Sharing Your Personal Information
We may share your personal information with third-party service providers, affiliates, or partners who assist us in operating our website, conducting our business, or servicing you. These third parties may include, but are not limited to, lenders, credit bureaus, marketing agencies, and IT service providers. We may also share your information with regulatory authorities, law enforcement agencies, or other parties as required by law or to protect our legal rights.
5. Your Rights Regarding Your Personal Information
You have the right to access, update, or delete your personal information at any time. You may also opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in our emails or contacting us directly. However, please note that certain information may be necessary for us to process your loan application or provide you with our services, and opting out may affect your ability to use our Site or access certain features.
6. Third-Party Websites
Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of these sites before providing any personal information.
7. Changes to This Privacy Policy
We reserve the right to update or change this Privacy Policy at any time. Any changes will be effective immediately upon posting on this page. We encourage you to check this page periodically for updates.
8. Your Acceptance of These Terms
By using this Site, you signify your acceptance of this Privacy Policy. If you do not agree to this Privacy Policy, please do not use our Site. Your continued use of the Site following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.
9. Contacting Us
If you have any questions about this Privacy Policy, the practices of this Site, or your dealings with us, please contact us at info@brightpath.homes.
This Privacy Policy was last updated on 4/17/2024.